Payment Plans Treat Now Pay Later

Buy Now. Pay Monthly. Let your money go further and take better control of your cash flow when you pay in smaller, more manageable monthly installments with Cherry.

  • Get Approved in Seconds
  • Flexible Payment Options
  • No Hard Credit Check
  • High Approval Rate

How It Works

Choose from 3, 6, 12, 18, or 24 month payment plans with some qualifying for 0% APR options. Thanks to Cherry’s fast approval process, you’ll be enjoying your purchase in no time – all you need is your state ID and mobile phone number to get started. After approval, manage payment options and stay in control with 24/7 access to Cherry’s self-serve client portal.

Frequently Asked Questions

How long is my approval valid for?

Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.

Can I increase my approval amount?

Once you’re approved, you’re approved for the maximum amount based on your financial background. Therefore, the amount cannot be increased.

Can I pay this off early?

Yes, Cherry does not have any prepayment penalties. If you have interest and payoff early, you’ll even avoid some of that interest.

Does my 0% APR offer expire?

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0%, this promotion is valid until the end of term as long as you stay current with your payments.

How much is my down payment and when is it due?

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the merchant confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit card when you are ready for checkout.

How are refunds handled?

To request a refund, please contact Skincare and Moore directly. We defer to the refund policies put in place by Skincare and Moore and cannot initiate a refund without their approval. Once Skincare and Moore authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly. If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Does Cherry report to the credit bureaus?

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Can missing payments on my account with Cherry hurt my credit?

Once you take out a loan with Cherry, we may report repayment information about your account to the consumer reporting agencies. Loans that are marked as delinquent may have a negative impact on your credit score.

More Questions?

Contact Us

Email Address:

support@withcherry.com

Phone Number:

(888) 839-7171

Support Hours:

Mon – Fri (9AM – 9PM EST)

Sat (9AM – 7PM EST.)

Sun (10AM – 3PM EST.)

Payment options through Cherry Technologies Inc. are issued by Cross River Bank, member FDIC. Copyright © 2020-2022 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.

Manage My Plan

Manage your payment plans inside the Cherry Client Portal.

CHERRY CLIENT PORTAL

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